Road Guard Commercial Insurance Agency
Hello folks, here we are with our experienced agents, finest brokers, and affordable range of policies that will protect your truck and your place of business. We Serve the New Jersey area, our neighboring communities, and 20 states nationwide. We are enraptured to provide you the most far-reaching coverage options for any type of vehicle. We know how essential it is to protect your truck from any kind of destruction. Because riding your vehicle on the road maximizes the risks that come with it. So it became a necessity for us to care of your priorities like ours. We know for a transporter time is precious and keeping this in mind. We are always there for consultation, queries, payments, policy review, and claim reports. Anywhere, Anytime. Like any other vehicle, you must ensure your truck. As it needs more security than any other transport. Just Lay back and let us make it easy for you.
What We Offer
Industry Sector Coverage
Non-Trucking Liability coverage applies when your commercial truck is used for personal purposes outside of business operations. Because the vehicle is not being operated for work-related activities, it is not covered under a standard trucker’s liability or commercial auto policy. This coverage helps protect you from liability risks during off-duty or personal use. This policy is also designed for vehicles under permanent lease to a motor carrier that provides primary automobile liability coverage. In addition, it can extend coverage to certain mobile equipment such as forklifts, tractors, and cranes, ensuring broader protection for your operations.
Our Services
Road Guard Commercial Insurance Agency
Physical Damage Coverage
Physical Damage Coverage is essential for protecting one of your most valuable business assets—your truck.
Non-Trucking Liability
Non-Trucking Liability insurance provides coverage when your commercial truck is being used for personal
Bobtail Insurance
Bobtail Insurance is designed for situations when your truck is operated without a trailer attached. Whether you’re
Motor Truck Cargo Liability
Motor Truck Cargo Liability coverage protects the goods you transport against loss or damage while in transit.
Automobile Liability
Automobile Liability insurance is a mandatory and critical coverage for commercial trucking operations. It provides
Trucking Insurance
Trucking Insurance is a comprehensive insurance solution designed specifically for the trucking industry.
General Liability Coverage
General Liability Coverage protects your trucking business from third-party claims that
Available Solutions
All Features
Primary Auto Liability
Primary Auto Liability is insurance has two segments. First, body injury liability covers body injuries that the driver causes to someone else in any kind of accident. The second one is The property liability insurance that covers the damage caused by the driver to a third party in an accident. Meanwhile, Primary Auto liability never covers your own damage that occurred in an accident.
Transportation Operations
Every transportation operation has a different scenario that needs to be consigned in calculating, and assuring, the risk in your business. We can alter a risk management program according to your demand, cover liability exposures and business assets, and meet regulatory requirements.
Physical Damage
It is a must to protect your truck from damage and theft. Protection from these two things is mandatory in any case. It not just makes you and your business hustle-free but also ensure your future expenditure. Physical damage policy offers plenty of options to protect your transport, including crash insurance and combined coverage, which covers fire and looting.
Motor Truck Cargo
The dream of any for-hire trucker transporting cargo is being held responsible for product loss or causality at the delivery site. The perk of this type of coverage is that policyholder has control over the nature of their policy. Also, the policyholder can choose the amount of their out-of-pocket deductible. Which may results in less monthly insurance rates overall.
Non-Trucking Liability
Unlike us trucks hardly get rest. Most of the time trucks have heavy duties to cover on the road. Many drivers use their vehicles for personal purposes as well. In case, of damage or accidents, any commercial policy cannot cover physical damage caused to a third party. But you need to know that Non- trucking liability coverage covers this kind of damage.
General Liability
General liability coverage gives protection for business services that are indirectly connected to operating a vehicle. Most policies cover the same liabilities and plot but may need improvement to account for fair arrangements and the risk muddled in insuring your business.
How It Works
The Insurance Journey
Contact us
Take the first step, contact our consultant to get a quotation and further assistance
Get consultation
Our manager will process your application and arrange a meeting to discuss the details.
Prepare documents
Prepare all the necessary documents and send them for verification.
Get insurance
Get your insurance and stop worrying about your future, protect yourself and your family.
Real Client Stories
Customer Feedback on Our Insurance
How responsive and helpful are your customer service representatives ? Do customers feel that their questions and concerns are being addressed in a timely and effective..
99.9% Customer Satisfaction based on 950+ Reviews and 56,530 Objective Resource
A high-quality review should also be engaging and easy to read, using language that is clear and accessible to the intended audience. The reviewer should provide specific examples and details to support their analysis, drawing on their personal experience and expertise to offer insights advice.
Mark R.
We’ve worked with several insurance providers in the past, but Road Guard truly stands out. Their team is knowledgeable, responsive, and always ready to help. They helped us design a customized insurance plan for our fleet while keeping costs under control.
David L.
What I appreciate most about Road Guard Commercial Insurance Agency is their honesty and transparency. They explained every policy clearly and guided us toward the best coverage options without any pressure. Highly recommended for trucking businesses.
Sarah M.
From day one, Road Guard’s team has been professional and supportive. Any time we have questions or need assistance, they respond quickly. Their expertise in trucking insurance gives us complete peace of mind on the road.