Physical Damage Coverage
Travel insurance policies may also include other benefits such as coverage for,
Physical Damage Coverage
Travel insurance policies may also include other benefits such as coverage for,
Non-Trucking Liability
Travel insurance policies may also include other benefits such as coverage for,
Non-Trucking Liability
Travel insurance policies may also include other benefits such as coverage for,
Bobtail Insurance
Travel insurance policies may also include other benefits such as coverage for,
Bobtail Insurance
Travel insurance policies may also include other benefits such as coverage for,
Motor Truck Cargo Liability
Travel insurance policies may also include other benefits such as coverage for,
Motor Truck Cargo Liability
Travel insurance policies may also include other benefits such as coverage for,
Automobile Liability
Travel insurance policies may also include other benefits such as coverage for,
Automobile Liability
Travel insurance policies may also include other benefits such as coverage for,
Trucking Insurance
Travel insurance policies may also include other benefits such as coverage for,
Trucking Insurance
Travel insurance policies may also include other benefits such as coverage for,
General Liability Coverage
Travel insurance policies may also include other benefits such as coverage for,
General Liability Coverage
Travel insurance policies may also include other benefits such as coverage for,
Why Choose Road Guard Commercial Insurance Agency?
At Road Guard Commercial Insurance Agency, we specialize in commercial trucking insurance solutions tailored to your business needs. We focus on providing balanced coverage, competitive pricing, and expert guidance—so you can drive with confidence and focus on what matters most: the road ahead.
Physical Damage Coverage
Physical Damage Coverage is essential for protecting one of your most valuable business assets—your truck. Accidents, theft, vandalism, fire, and severe weather can cause costly damage that may disrupt your operations. This coverage helps pay for repair or replacement costs so your vehicle can get back on the road quickly with minimal financial stress. For owner-operators and fleet owners alike, physical damage coverage reduces downtime and protects your investment. Whether your truck is parked, in transit, or involved in an unexpected incident, having the right protection ensures business continuity and peace of mind.
Non-Trucking Liability
Non-Trucking Liability insurance provides coverage when your commercial truck is being used for personal or non-business purposes. This coverage applies when you’re off duty, such as driving home after work or using your truck for personal errands. Without this protection, you may be exposed to liability claims that are not covered under your primary trucking policy. Non-trucking liability helps protect you against bodily injury and property damage claims during non-dispatch use, ensuring you remain covered at all times.
Bobtail Insurance
Bobtail Insurance is designed for situations when your truck is operated without a trailer attached. Whether you’re returning from a delivery, traveling to pick up a load, or driving between jobs, this coverage provides liability protection during those periods. Operating without a trailer doesn’t eliminate risk. Accidents can still happen, and bobtail insurance helps cover liability claims for injuries or property damage. This coverage is especially important for independent owner-operators who want continuous protection while on the road.
Motor Truck Cargo Liability
Motor Truck Cargo Liability coverage protects the goods you transport against loss or damage while in transit. From theft and accidents to fire and cargo handling incidents, this coverage helps shield your business from costly financial losses. Cargo coverage is often required by shippers and brokers, making it an essential part of running a professional trucking operation. Having reliable cargo insurance not only protects your income but also builds trust with clients and partners who rely on you to deliver their goods safely.
Automobile Liability
Automobile Liability insurance is a mandatory and critical coverage for commercial trucking operations. It provides protection against claims for bodily injury and property damage caused by your truck while on the road. In the event of an accident, automobile liability coverage helps cover legal costs, medical expenses, and damages awarded to third parties. This coverage ensures compliance with legal requirements while protecting your business from potentially devastating financial losses.
Trucking Insurance
Trucking Insurance is a comprehensive insurance solution designed specifically for the trucking industry. It combines multiple essential coverages—such as liability, physical damage, cargo, and more—into a single, tailored policy. At Road Guard Commercial Insurance Agency, we understand that no two trucking businesses are the same. That’s why we customize trucking insurance policies based on your operations, vehicle type, routes, and risk exposure. Our goal is to keep your business protected, compliant, and running smoothly.
General Liability Coverage
General Liability Coverage protects your trucking business from third-party claims that occur outside of vehicle operation. This includes bodily injury, property damage, and personal or advertising injury claims that may arise at your office, warehouse, or loading areas. This coverage is vital for protecting your business reputation and financial stability. Whether it’s a slip-and-fall incident or damage caused during loading and unloading, general liability insurance ensures your business is prepared for unexpected situations.